Buy a home

Shared Ownership

Shared Ownership makes it possible to own your home – even if you feel priced out of the property market. It’s an affordable home ownership scheme designed as a stepping-stone to outright ownership if you can’t afford to buy a home on the open market.

Shared Ownership is a part buy/part rent scheme that allows first-time buyers and families to get on the property ladder in the London area and to buy your home gradually.

With a Shared Ownership property, you become an owner-occupier. This gives you the long-term security and stability of home ownership at a price that’s still affordable.

How does it work?

With an Inquilab Shared Ownership property, you start off by buying a share in your new home on a 125-year lease (may vary). Your lease is a legal document that proves you own part of your home and sets out conditions such as how often your rent and service charge goes up and by how much as well as the responsibilities of yourself as a Leaseholder and Inquilab as a Freeholder.

The scheme allows you to buy as little as 25% or as much as 75% of your home, depending on what you can afford. You will usually pay a mortgage on the part you own and a subsidised rent on the share owned by Inquilab.

As your income rises, you can increase the share you own until you eventually own 100% and no longer pay any rent to Inquilab. You will however be liable for Service Charges if you own a Flat or Maisonette. This process is known as ‘Staircasing’.

Why choose an Inquilab Shared Ownership home?

You could be within reach of owning your own home, even if you don’t have a large deposit ready.

With Shared Ownership, you need a much smaller deposit than when you buy on the open market – and it’s already helped thousands of first-time buyers and families onto the property ladder. We currently have 64 homeowners under management in the Shared Ownership scheme.

Inquilab has years of experience creating homes for people and we’re committed to providing affordable home ownership schemes for people across London and Slough.

To purchase one of our part-rent, part-buy homes you normally need a deposit of between 5% to10% of the value of the share you are purchasing. 


To buy a home with us, please register with Inquilab and check that you meet the Shared Ownership requirements. If you already own your home, or own a home under a Shared Ownership scheme, you can still apply for Inquilab Shared Ownership provided you are currently marketing or have already sold your home. You’ll need to be at least 18 years old to be able to obtain a mortgage.

If you are looking to purchase an Inquilab Shared Ownership property, the maximum household income is £90,000 in London and £80,000 outside London. 

Inquilab works with other Housing Associations to provide shared ownership homes.

For details please call our Development Team on 0208 607 7777 or email